Telanon is a trusted intermediary between consumers and businesses for products that use sensor data for pricing. Key aspects are supported by issued U.S. patents 7,339,483 and 8,044,809. Our first focus is on “usage-based” auto insurance, like industry leader Progressive’s Snapshot®. In ten years, most U.S. consumers’ vehicles will likely be covered by usage-based policies. Our first product will be a connected device and smartphone app for safer driving and providing superior driving-behavior data for fleets, vehicle owners, &/or auto insurers. Follow-on products are planned for privacy-protected shopping and data management for usage-based auto insurance, and then for usage-based home and health insurance.