The Federal Reserve has found that 52% of Americans don’t even have $400 in their savings account for an emergency situation. Currently, when one of these individuals is attempting to solve this problem, they are likely to use a product from a company outside of their financial institution. This is because most financial institutions do not have the internal technology resources to provide the products that these users need, which is causing them to look for it elsewhere. Monotto solves these problems with a personalized and automated saving engagement platform that is integrated directly into the existing banking application. We use micro-transfers to help users reach their individual financial goals while utilizing predictive analytics to determine when a user qualifies for, or may be interested in, additional banking products, which the financial institution can then market to them directly.
Christian is the CEO and Co-Founder of Monotto. Headquartered in Atlanta, Georgia, Christian and team are providing technology that allows financial institutions to compete with the start-up companies that are attempting to unbundle them. Christian recently married his wife Alex. He is an avid Carolina Panthers fan and enjoys reading and writing in his free time.
Jared Kopelman is the COO and Co-founder of Monotto. He is originally from Atlanta, Georgia, where Monotto is headquartered. He attended The College of Charleston from 2012 – 2016 where he majored in Political Science and minored in Business Administration. When he is not selling to financial institutions, he enjoys biking and researching cyber-warfare.